In today’s world, it’s easy to feel overwhelmed by constant change—whether it’s because of the political vitriol you hear on the news, economic uncertainty or even the possibility of global conflicts. Add in the many natural disasters we’ve been experiencing here in America lately and an upcoming election, and the anxiety about what all of this means for our financial future can be a lot to manage.

But here’s the thing: this isn’t the first time we’ve faced chaos, and it won’t be the last. If we look back at past events—what we call "black swan" moments—things like the oil embargo, the Ebola outbreak, or the COVID pandemic, and many more, we’ve seen that markets always recover. History shows us that these periods of turmoil, while difficult, eventually pass, and those who stay the course are positioned to benefit when the markets bounce back.

What’s most important during times like these is maintaining focus on your long-term financial goals. Patience, perseverance and planning are key.

It’s essential to revisit your financial plan. Reviewing your strategy with your advisor can provide you with the calm and confidence you need, helping to ensure that you’re still on the right path despite the current turbulence.

If you're unsure about your plan or need reassurance, don’t hesitate to reach out. Whether you’re working with your own advisor and would like a second opinion or considering seeking professional guidance for the first time, a well-thought-out plan can make all the difference in how you navigate these challenges.

Stay the course, and remember, we’re here to help if you need support.